Aspect Financial Consultants; Wealth Management Service

We believe that an investment portfolio should not be created until after you have established a financial plan.   We further believe that you make provision at outset for your plan to be regularly reviewed.

Best Ideas Portfolios

Our portfolios start as a stochastic model which is a model created by looking at the past behaviour of different asset types and matching them to client's expectations.  These are created for us by Ibbotsson Associates in America.  Next, we adjust the weightings to certain asset types to account for value or investment bubbles that we think exist at this point in the investment cycle.

Once we have our asset allocation, we choose our funds using quantative and qualitative information (in other words; facts AND views).  Both are important because we are more interested in what a fund might do in the future than what is has done in the past.

Once constructed, our best ideas portfolios are reviewed and re-balanced as part of your review meetings.

 For clients with more than £100,000 to invest, we can manage money using our Wealth Management Platform.  The key advantages are;

• Better reporting of your investments; online real time valuations (if you want access) and paper-based valuations (if you don’t)
• Fund managers discounts
• No fund switching charges for best ideas funds
• Same day switches
• A consistent investment approach for all your investments
• Access to thousands of funds and hundreds of fund managers
• Minimizes the paperwork involved with a diversified portfolio
• Full income flexibility – fixed or natural income
• Simple, transparent charging structure with NO commission bias
• Assets are held by a strong, financially secure custodian

For more information, or a copy of a sample tender document, please contact us at office@aspectconsultants.co.uk.

How it works

Aspect welcomes new enquiries from individuals and companies regarding the range of services it offers.

An initial meeting is arranged at a time and location convenient to us both.  It is held at our expense - you will not be charged for it - and is without obligation.  This gives us both the opportunity to decide if it is worthwhile taking things further.

Following our meeting, we will write to you outlining the benefits and costs associated with engaging our services.

At this point, you will be asked if you wish to engage our services on the terms described.  If you do, work can  begin.