Aspect Financial Consultants; The Process

Initial Meeting

Following our introduction, we’ll arrange a meeting at our premises in Dormer Place. Sometimes, it is possible to meet you at your home - please ask about this.  We need to review your existing financial situation and reach a realistic assessment of your needs. For this, you'll only have to set aside some time to talk to us – the initial meeting is at our expense and there's no charge while we find out together if we want to move ahead.

The Proposal Stage

Once we have agreed your needs and objectives, we will start to design a plan to address them. This will normally take the form of a report summarizing your situation and outlining the benefits of our solutions. We can advise on a specific financial objective or create a comprehensive lifetime financial plan – the decision is yours. Included in this report will be our costs associated with these proposals.  At this point, you will be asking if you wish to engage our services. 

Due Diligence and Implementing the Plan

Once you have instructed us to proceed, we will begin due diligence.  Before we recommend any changes, we must fully understand your current arrangements.  In most instances, this will mean writing to any existing product providers and making enquiries.  If it found that you will benefit from making alternative arrangements, new providers will be recommended at this stage and new plans will be arranged.  This stage is completed when you are satisfied with the arrangements that have been made.

The On-going Relationship

We offer a comprehensive ongoing service with regular reviews for the clients that want it. Having loyal and satisfied clients, who rely on our expertise, is the reason we set up in business.

Testimonial

When the manager of a fashion house came to us, the most important thing for him was to review the plans he had in force and whether he needed them.

We were able to provide him with a simple schedule review of his plans and explain what each of his policies did. It transpired that some of the policies were surplus to requirements and would not have paid out if he had fallen ill. In addition, we were able to identify where savings could be made by replacing existing contracts.

“Now I could rest easy because my finances were in order and would be reviewed each year” he said.

 would be reviewed each year” he said.